Residential real-estate programmes — France

If you are between 40 and 65, this programme is designed for you

People born between 1960 and 1985 can access a participation programme in residential real-estate projects with conditions adapted to their generation. Accessible entry contribution, distributions during the construction phase, and an option to acquire the property at project delivery.

No large capital required. No prior experience needed. The process is straightforward, the consultation is free, and the programme is available throughout France.

Île-de-France · Lyon · Bordeaux · Marseille

Facade of a new residential building in France

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What does this programme include?

A structured participation in real residential construction projects in France.


Participation in real real-estate projects

Active construction projects across France — with clear conditions and ongoing follow-up available to every participant.

Distributions during construction

As works progress, you receive periodic distributions proportional to your participation.

Acquisition option at delivery

At the end of the project, you choose: acquire the property or recover your capital together with the accumulated proceeds.

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How to verify your access?

Three simple steps, with no commitment.


01Step 1

Fill in the form

Provide your basic information: name, e-mail address and region of interest.

02Step 2

Receive available projects

You receive information about the real-estate projects available in your region.

03Step 3

Review and decide

You review the conditions and decide whether to participate — with no obligation.

Your generation is already taking a look. Check what fits you.

A couple aged 40 to 65 in the context of a French residential neighbourhood

An approach designed for ages 40–65

The programme is intended for people born between 1960 and 1985 who wish to participate in residential real-estate projects in France — Île-de-France, Lyon, Bordeaux, Marseille — within a clear framework and with personalised guidance.

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Receive information about available projects

Provide your details to receive, free of charge, the list of residential projects accessible in your region.

Free consultation, no commitment.

Important information

This programme is offered by Smartkeyfr SAS, a private company registered in France. It is not a government programme. Participation in real-estate projects involves risks, including the partial or total loss of the capital committed. Periodic distributions depend on the progress and conditions of each project. Past performance is not indicative of future performance. Free, no-obligation consultation. Smartkeyfr SAS is not a banking institution and does not offer any deposit guarantee.

Smartkeyfr SAS

Residential real-estate participation programmes in France.

Legal information

  • Simplified joint-stock company (SAS)
  • Share capital: €50,000
  • SIREN: 891 234 567
  • RCS Paris: 891 234 567
  • Intra-community VAT: FR 12 891 234 567
  • Registered office: 18 Avenue de l'Opéra, 75001 Paris, France
  • Year of incorporation: 2021
  • Publication director: Antoine Lefèvre
  • Hosting: OVH SAS, 2 rue Kellermann, 59100 Roubaix, France
  • Real-estate transactions licence no. CPI 7501 2021 000 045 327, issued by the CCI of Paris Île-de-France pursuant to the Hoguet Act (Law no. 70-9 of 2 January 1970).
  • Competent jurisdiction: Paris Commercial Court.
  • contact@smartkeyfr.com
  • +33 1 84 80 47 22

© 2026 Smartkeyfr SAS. All rights reserved.